Vehicle Insurance

All Pacific Horizon motorhomes come with comprehensive Insurance cover which insures against recoverable 3rd party accident damage, theft and break-ins (excluding personal belongings), as well as single vehicle accidents and roll overs.  Multiple windscreen and tyre damage is also covered in all policies as is overhead and under-body damage on the rented vehicle.

An excess of NZD$5,000 (per incident) applies in the event of any damage to either our vehicle or 3rd party property.

A credit card imprint only (no money held or transferred) will be taken on vehicle collection. The security can be covered by cash or a credit card. Should the insurance excess and the Vehicle Security Guarantee be covered by credit card the amount will NOT be debited to your account and will only be done so in case of an accident. We retain the right to hold these details 28 days after the hire.


  • Excess Reduction Level 1: NZ$29 per day (added to the daily hire rate)
    Will reduce the excess for any damage to either the vehicle or third party property to a maximum of NZ$2,000 (per incident). The total insurance charge is limited to a max of 50 days or NZ$1,450.

  • Excess Reduction Level 2: NZ$39 per day (added to the daily hire rate)
    Will waive the excess for any vehicle and the third party property damage for the first incident/accident. The total insurance charge is limited to a max of 50 days or NZ$1,950.

  • All Inclusive Package: NZ$55 per day (added to the daily hire rate)
    Includes a Nil excess for the first incident/accident, along with the following Additional Equipment at no charge: Picnic table & Chairs, Child/Booster seats (as required), Snow chains (upon request), and a GPS unit.


Any damage due to misuse or negligence to the motorhome interior and its fittings such as but not limited to roof vents, satellite dishes, locks and catches, outside step, grey waste cap and power cord is excluded from any insurance option.

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